Automotive Payment Calculator

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Automotive Payment Calculator is used to calculate the total costs of buying a car on a loan.

Automotive Payment Calculator

Automotive Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Automotive Loan Calculator

Loan Amount: $19,000.00
Total Monthly Payment:
$277.11
Total # Of Payments: 84
Start Date: Feb, 2024
Payoff Date: Jan, 2031
Down Payment: $6,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $4,277.02
Total of All Costs:
$29,277.02

Automotive Payment Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Feb, 2024 1 $94.21 $182.90 $277.11 $18,817.10
Mar, 2024 2 $93.30 $183.81 $277.11 $18,633.30
Apr, 2024 3 $92.39 $184.72 $277.11 $18,448.58
May, 2024 4 $91.47 $185.63 $277.11 $18,262.94
Jun, 2024 5 $90.55 $186.55 $277.11 $18,076.39
Jul, 2024 6 $89.63 $187.48 $277.11 $17,888.91
Aug, 2024 7 $88.70 $188.41 $277.11 $17,700.50
Sep, 2024 8 $87.77 $189.34 $277.11 $17,511.16
Oct, 2024 9 $86.83 $190.28 $277.11 $17,320.88
Nov, 2024 10 $85.88 $191.22 $277.11 $17,129.66
Dec, 2024 11 $84.93 $192.17 $277.11 $16,937.48
Jan, 2025 12 $83.98 $193.13 $277.11 $16,744.36
Feb, 2025 13 $83.02 $194.08 $277.11 $16,550.27
Mar, 2025 14 $82.06 $195.05 $277.11 $16,355.23
Apr, 2025 15 $81.09 $196.01 $277.11 $16,159.22
May, 2025 16 $80.12 $196.98 $277.11 $15,962.23
Jun, 2025 17 $79.15 $197.96 $277.11 $15,764.27
Jul, 2025 18 $78.16 $198.94 $277.11 $15,565.33
Aug, 2025 19 $77.18 $199.93 $277.11 $15,365.40
Sep, 2025 20 $76.19 $200.92 $277.11 $15,164.48
Oct, 2025 21 $75.19 $201.92 $277.11 $14,962.56
Nov, 2025 22 $74.19 $202.92 $277.11 $14,759.64
Dec, 2025 23 $73.18 $203.92 $277.11 $14,555.72
Jan, 2026 24 $72.17 $204.94 $277.11 $14,350.78
Feb, 2026 25 $71.16 $205.95 $277.11 $14,144.83
Mar, 2026 26 $70.13 $206.97 $277.11 $13,937.86
Apr, 2026 27 $69.11 $208.00 $277.11 $13,729.86
May, 2026 28 $68.08 $209.03 $277.11 $13,520.83
Jun, 2026 29 $67.04 $210.07 $277.11 $13,310.76
Jul, 2026 30 $66.00 $211.11 $277.11 $13,099.66
Aug, 2026 31 $64.95 $212.15 $277.11 $12,887.50
Sep, 2026 32 $63.90 $213.21 $277.11 $12,674.29
Oct, 2026 33 $62.84 $214.26 $277.11 $12,460.03
Nov, 2026 34 $61.78 $215.33 $277.11 $12,244.70
Dec, 2026 35 $60.71 $216.39 $277.11 $12,028.31
Jan, 2027 36 $59.64 $217.47 $277.11 $11,810.84
Feb, 2027 37 $58.56 $218.55 $277.11 $11,592.30
Mar, 2027 38 $57.48 $219.63 $277.11 $11,372.67
Apr, 2027 39 $56.39 $220.72 $277.11 $11,151.95
May, 2027 40 $55.30 $221.81 $277.11 $10,930.14
Jun, 2027 41 $54.20 $222.91 $277.11 $10,707.23
Jul, 2027 42 $53.09 $224.02 $277.11 $10,483.21
Aug, 2027 43 $51.98 $225.13 $277.11 $10,258.08
Sep, 2027 44 $50.86 $226.24 $277.11 $10,031.84
Oct, 2027 45 $49.74 $227.37 $277.11 $9,804.47
Nov, 2027 46 $48.61 $228.49 $277.11 $9,575.98
Dec, 2027 47 $47.48 $229.63 $277.11 $9,346.35
Jan, 2028 48 $46.34 $230.77 $277.11 $9,115.59
Feb, 2028 49 $45.20 $231.91 $277.11 $8,883.68
Mar, 2028 50 $44.05 $233.06 $277.11 $8,650.62
Apr, 2028 51 $42.89 $234.21 $277.11 $8,416.40
May, 2028 52 $41.73 $235.38 $277.11 $8,181.03
Jun, 2028 53 $40.56 $236.54 $277.11 $7,944.48
Jul, 2028 54 $39.39 $237.72 $277.11 $7,706.77
Aug, 2028 55 $38.21 $238.89 $277.11 $7,467.87
Sep, 2028 56 $37.03 $240.08 $277.11 $7,227.79
Oct, 2028 57 $35.84 $241.27 $277.11 $6,986.53
Nov, 2028 58 $34.64 $242.47 $277.11 $6,744.06
Dec, 2028 59 $33.44 $243.67 $277.11 $6,500.39
Jan, 2029 60 $32.23 $244.88 $277.11 $6,255.52
Feb, 2029 61 $31.02 $246.09 $277.11 $6,009.42
Mar, 2029 62 $29.80 $247.31 $277.11 $5,762.11
Apr, 2029 63 $28.57 $248.54 $277.11 $5,513.58
May, 2029 64 $27.34 $249.77 $277.11 $5,263.81
Jun, 2029 65 $26.10 $251.01 $277.11 $5,012.80
Jul, 2029 66 $24.86 $252.25 $277.11 $4,760.55
Aug, 2029 67 $23.60 $253.50 $277.11 $4,507.05
Sep, 2029 68 $22.35 $254.76 $277.11 $4,252.29
Oct, 2029 69 $21.08 $256.02 $277.11 $3,996.26
Nov, 2029 70 $19.81 $257.29 $277.11 $3,738.97
Dec, 2029 71 $18.54 $258.57 $277.11 $3,480.40
Jan, 2030 72 $17.26 $259.85 $277.11 $3,220.55
Feb, 2030 73 $15.97 $261.14 $277.11 $2,959.41
Mar, 2030 74 $14.67 $262.43 $277.11 $2,696.98
Apr, 2030 75 $13.37 $263.73 $277.11 $2,433.24
May, 2030 76 $12.06 $265.04 $277.11 $2,168.20
Jun, 2030 77 $10.75 $266.36 $277.11 $1,901.84
Jul, 2030 78 $9.43 $267.68 $277.11 $1,634.17
Aug, 2030 79 $8.10 $269.00 $277.11 $1,365.16
Sep, 2030 80 $6.77 $270.34 $277.11 $1,094.82
Oct, 2030 81 $5.43 $271.68 $277.11 $823.15
Nov, 2030 82 $4.08 $273.03 $277.11 $550.12
Dec, 2030 83 $2.73 $274.38 $277.11 $275.74
Jan, 2031 84 $1.37 $275.74 $277.11 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $277.11 $138.55
Total Interest $4,277.02 $3,827.99
Total Payment $29,277.02 $28,827.99
Total Savings $0 $449.03
Payoff Date Jan, 2031 Jun, 2030
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