| Mortgage Payment | Loan Payment | Car Payment | Credit Card Payment | Extra Payment | Biweekly Payment |
Extra Payment Calculator is a tool to calculate the monthly payments for any loan with additional payments. The extra payment loan calculator will show borrowers how much ealier they can payoff their loans and how much money they can save.
Extra Payment Loan Information |
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| Mortgage Amount: | $50,000.00 | ||||||
| Monthly Principal & Interest: | $823.34 | ||||||
| Monthly Extra Payment: | $450.00 | ||||||
Total Monthly Payment: |
$1,273.34 |
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| Total # Of Payments: | 44 | ||||||
| Start Date: | Jun, 2023 | ||||||
| Payoff Date: | Jan, 2027 | ||||||
| Principal: | $30,650.00 | ||||||
| Total Extra Payment: | $19,350.00 | ||||||
| Total Interest Paid: | $5,552.90 | ||||||
Total of all Payments: |
$55,552.90 |
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Extra Payment Amortization Schedule |
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| Payment Date | Payment # | Interest | Principal | Extra Payment | Total Payment | Balance | |
|---|---|---|---|---|---|---|---|
| Jun, 2023 | 1 | $240.63 | $582.72 | $450.00 | $1,273.34 | $48,967.28 | |
| Jul, 2023 | 2 | $235.66 | $587.69 | $450.00 | $1,273.34 | $47,929.59 | |
| Aug, 2023 | 3 | $230.66 | $592.68 | $450.00 | $1,273.34 | $46,886.91 | |
| Sep, 2023 | 4 | $225.64 | $597.70 | $450.00 | $1,273.34 | $45,839.21 | |
| Oct, 2023 | 5 | $220.60 | $602.74 | $450.00 | $1,273.34 | $44,786.46 | |
| Nov, 2023 | 6 | $215.53 | $607.81 | $450.00 | $1,273.34 | $43,728.66 | |
| Dec, 2023 | 7 | $210.44 | $612.90 | $450.00 | $1,273.34 | $42,665.76 | |
| Jan, 2024 | 8 | $205.33 | $618.02 | $450.00 | $1,273.34 | $41,597.74 | |
| Feb, 2024 | 9 | $200.19 | $623.16 | $450.00 | $1,273.34 | $40,524.58 | |
| Mar, 2024 | 10 | $195.02 | $628.32 | $450.00 | $1,273.34 | $39,446.26 | |
| Apr, 2024 | 11 | $189.84 | $633.51 | $450.00 | $1,273.34 | $38,362.76 | |
| May, 2024 | 12 | $184.62 | $638.72 | $450.00 | $1,273.34 | $37,274.03 | |
| Jun, 2024 | 13 | $179.38 | $643.96 | $450.00 | $1,273.34 | $36,180.07 | |
| Jul, 2024 | 14 | $174.12 | $649.23 | $450.00 | $1,273.34 | $35,080.84 | |
| Aug, 2024 | 15 | $168.83 | $654.52 | $450.00 | $1,273.34 | $33,976.32 | |
| Sep, 2024 | 16 | $163.51 | $659.83 | $450.00 | $1,273.34 | $32,866.49 | |
| Oct, 2024 | 17 | $158.17 | $665.17 | $450.00 | $1,273.34 | $31,751.32 | |
| Nov, 2024 | 18 | $152.80 | $670.54 | $450.00 | $1,273.34 | $30,630.78 | |
| Dec, 2024 | 19 | $147.41 | $675.93 | $450.00 | $1,273.34 | $29,504.84 | |
| Jan, 2025 | 20 | $141.99 | $681.35 | $450.00 | $1,273.34 | $28,373.49 | |
| Feb, 2025 | 21 | $136.55 | $686.80 | $450.00 | $1,273.34 | $27,236.69 | |
| Mar, 2025 | 22 | $131.08 | $692.27 | $450.00 | $1,273.34 | $26,094.43 | |
| Apr, 2025 | 23 | $125.58 | $697.76 | $450.00 | $1,273.34 | $24,946.66 | |
| May, 2025 | 24 | $120.06 | $703.29 | $450.00 | $1,273.34 | $23,793.37 | |
| Jun, 2025 | 25 | $114.51 | $708.84 | $450.00 | $1,273.34 | $22,634.53 | |
| Jul, 2025 | 26 | $108.93 | $714.42 | $450.00 | $1,273.34 | $21,470.12 | |
| Aug, 2025 | 27 | $103.32 | $720.02 | $450.00 | $1,273.34 | $20,300.10 | |
| Sep, 2025 | 28 | $97.69 | $725.65 | $450.00 | $1,273.34 | $19,124.45 | |
| Oct, 2025 | 29 | $92.04 | $731.31 | $450.00 | $1,273.34 | $17,943.14 | |
| Nov, 2025 | 30 | $86.35 | $736.99 | $450.00 | $1,273.34 | $16,756.15 | |
| Dec, 2025 | 31 | $80.64 | $742.71 | $450.00 | $1,273.34 | $15,563.44 | |
| Jan, 2026 | 32 | $74.90 | $748.45 | $450.00 | $1,273.34 | $14,365.00 | |
| Feb, 2026 | 33 | $69.13 | $754.21 | $450.00 | $1,273.34 | $13,160.78 | |
| Mar, 2026 | 34 | $63.34 | $760.01 | $450.00 | $1,273.34 | $11,950.78 | |
| Apr, 2026 | 35 | $57.51 | $765.83 | $450.00 | $1,273.34 | $10,734.95 | |
| May, 2026 | 36 | $51.66 | $771.68 | $450.00 | $1,273.34 | $9,513.26 | |
| Jun, 2026 | 37 | $45.78 | $777.56 | $450.00 | $1,273.34 | $8,285.70 | |
| Jul, 2026 | 38 | $39.87 | $783.47 | $450.00 | $1,273.34 | $7,052.23 | |
| Aug, 2026 | 39 | $33.94 | $789.41 | $450.00 | $1,273.34 | $5,812.83 | |
| Sep, 2026 | 40 | $27.97 | $795.37 | $450.00 | $1,273.34 | $4,567.46 | |
| Oct, 2026 | 41 | $21.98 | $801.36 | $450.00 | $1,273.34 | $3,316.09 | |
| Nov, 2026 | 42 | $15.96 | $807.39 | $450.00 | $1,273.34 | $2,058.71 | |
| Dec, 2026 | 43 | $9.91 | $813.44 | $450.00 | $1,273.34 | $795.27 | |
| Jan, 2027 | 44 | $3.83 | $795.27 | $0.00 | $799.10 | $0.00 | |
Compare Monthly vs. Bi-weekly |
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| Payment Frequency | Monthly | Bi-weekly | |||||
| Payments / Year | 12 | 26 | |||||
| Each Payment | $1,273.34 | $861.67 | |||||
| Total Extra Payments | $19,350.00 | $27,900.00 | |||||
| Total Interest | $5,552.90 | $3,588.45 | |||||
| Total Tax, Insurance, PMI & Fees | $0.00 | $0.00 | |||||
| Total Payment | $155,552.90 | $153,588.45 | Total Savings | $0 | $1,964.45 | ||
| Payoff Date | Jan, 2027 | Oct, 2025 | |||||
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