Car Payment Calculator

Car Payment Calculator is an auto loan calculator to calculate the monthly payments and total costs of financing a car.

Auto Loan Payment Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date


Car Payment Information

Loan Amount: $22,000.00
Total Monthly Payment:
$427.88
Total # Of Payments: 60
Start Date: Jan, 2023
Payoff Date: Dec, 2027
Down Payment: $11,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $0.00
Total Interest Paid: $3,673.03
Total of All Costs:
$36,673.03

Car Payment Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Jan, 2023 1 $114.58 $313.30 $427.88 $21,686.70
Feb, 2023 2 $112.95 $314.93 $427.88 $21,371.77
Mar, 2023 3 $111.31 $316.57 $427.88 $21,055.19
Apr, 2023 4 $109.66 $318.22 $427.88 $20,736.97
May, 2023 5 $108.01 $319.88 $427.88 $20,417.09
Jun, 2023 6 $106.34 $321.54 $427.88 $20,095.55
Jul, 2023 7 $104.66 $323.22 $427.88 $19,772.33
Aug, 2023 8 $102.98 $324.90 $427.88 $19,447.43
Sep, 2023 9 $101.29 $326.60 $427.88 $19,120.83
Oct, 2023 10 $99.59 $328.30 $427.88 $18,792.54
Nov, 2023 11 $97.88 $330.01 $427.88 $18,462.53
Dec, 2023 12 $96.16 $331.72 $427.88 $18,130.81
Jan, 2024 13 $94.43 $333.45 $427.88 $17,797.35
Feb, 2024 14 $92.69 $335.19 $427.88 $17,462.16
Mar, 2024 15 $90.95 $336.93 $427.88 $17,125.23
Apr, 2024 16 $89.19 $338.69 $427.88 $16,786.54
May, 2024 17 $87.43 $340.45 $427.88 $16,446.09
Jun, 2024 18 $85.66 $342.23 $427.88 $16,103.86
Jul, 2024 19 $83.87 $344.01 $427.88 $15,759.85
Aug, 2024 20 $82.08 $345.80 $427.88 $15,414.05
Sep, 2024 21 $80.28 $347.60 $427.88 $15,066.45
Oct, 2024 22 $78.47 $349.41 $427.88 $14,717.03
Nov, 2024 23 $76.65 $351.23 $427.88 $14,365.80
Dec, 2024 24 $74.82 $353.06 $427.88 $14,012.74
Jan, 2025 25 $72.98 $354.90 $427.88 $13,657.84
Feb, 2025 26 $71.13 $356.75 $427.88 $13,301.09
Mar, 2025 27 $69.28 $358.61 $427.88 $12,942.48
Apr, 2025 28 $67.41 $360.47 $427.88 $12,582.01
May, 2025 29 $65.53 $362.35 $427.88 $12,219.65
Jun, 2025 30 $63.64 $364.24 $427.88 $11,855.41
Jul, 2025 31 $61.75 $366.14 $427.88 $11,489.28
Aug, 2025 32 $59.84 $368.04 $427.88 $11,121.23
Sep, 2025 33 $57.92 $369.96 $427.88 $10,751.27
Oct, 2025 34 $56.00 $371.89 $427.88 $10,379.39
Nov, 2025 35 $54.06 $373.82 $427.88 $10,005.56
Dec, 2025 36 $52.11 $375.77 $427.88 $9,629.79
Jan, 2026 37 $50.16 $377.73 $427.88 $9,252.06
Feb, 2026 38 $48.19 $379.70 $427.88 $8,872.36
Mar, 2026 39 $46.21 $381.67 $427.88 $8,490.69
Apr, 2026 40 $44.22 $383.66 $427.88 $8,107.03
May, 2026 41 $42.22 $385.66 $427.88 $7,721.37
Jun, 2026 42 $40.22 $387.67 $427.88 $7,333.70
Jul, 2026 43 $38.20 $389.69 $427.88 $6,944.01
Aug, 2026 44 $36.17 $391.72 $427.88 $6,552.30
Sep, 2026 45 $34.13 $393.76 $427.88 $6,158.54
Oct, 2026 46 $32.08 $395.81 $427.88 $5,762.73
Nov, 2026 47 $30.01 $397.87 $427.88 $5,364.86
Dec, 2026 48 $27.94 $399.94 $427.88 $4,964.92
Jan, 2027 49 $25.86 $402.02 $427.88 $4,562.90
Feb, 2027 50 $23.77 $404.12 $427.88 $4,158.78
Mar, 2027 51 $21.66 $406.22 $427.88 $3,752.55
Apr, 2027 52 $19.54 $408.34 $427.88 $3,344.21
May, 2027 53 $17.42 $410.47 $427.88 $2,933.75
Jun, 2027 54 $15.28 $412.60 $427.88 $2,521.15
Jul, 2027 55 $13.13 $414.75 $427.88 $2,106.39
Aug, 2027 56 $10.97 $416.91 $427.88 $1,689.48
Sep, 2027 57 $8.80 $419.08 $427.88 $1,270.40
Oct, 2027 58 $6.62 $421.27 $427.88 $849.13
Nov, 2027 59 $4.42 $423.46 $427.88 $425.67
Dec, 2027 60 $2.22 $425.67 $427.88 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $427.88 $213.94
Total Interest $3,673.03 $3,301.41
Total Payment $36,673.03 $36,301.41
Total Savings $0 $371.61
Payoff Date Dec, 2027 Aug, 2027

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